Steps to Select the Top Credit Cards for Your Spending Habits
Steps to Select the Top Credit Cards for Your Spending Habits
Blog Article
Tips for Choosing the Best Credit Cards for Your Lifestyle
Exploring the credit card benefits options can be confusing with so many selections available, each offering different rewards, incentives, and perks. Our system simplifies the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always informed if there are more suitable options for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Foreign Currency Spend
- General Spend
This information helps us identify your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We maintain an updated database of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also offer options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
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**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform continuously updates its recommendations based on your spending and alerts you of changes to optimize your setup to enhance your rewards collection. This dynamic approach ensures you always have the optimal selection to gain the most advantages.
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